RESERVE - A woman  who was on the run after allegedly shooting someone to death in St. John Parish turned herself into Baker authorities Sunday evening. 

The St. John Parish Sheriff's Office said they responded to the shooting on East 21st Street in Reserve on Saturday. Upon arrival, deputies found an unidentified victim had been shot to death.

Investigators believe 21-year-old Ashley Marie Johnson-Washington is responsible for the shooting.

She reportedly fled the scene of the crime in a 2012 Kia Sorrento with La. license plate 423FGL, which was last seen heading east on I-10 from the Laplace area.

Detectives said Saturday afternoon they believe Johnson-Washington may be in the Baton Rouge area, but she turned herself into the Baker Police Department on Sunday. 

TANGIPAHOA PARISH - Three people were arrested following an overnight standoff in Tangipahoa Parish after they allegedly shot at deputies and wounded one of their K9s.

The Tangipahoa Parish Sheriff's Office said around 10 p.m., they were notified of two suspicious men with guns walking around in the Bedico Creek Lane trailer park, just east of Ponchatoula.

Deputies responded to the area, and they were "almost immediately taken under fire." They attempted to arrest 52-year-old James Loyd with a K9 unit when the other suspect, 21-year-old Thomas Loftis, fired toward deputies and struck the dog, K9 Bella, in the jaw.

Deputies said they returned gunfire, and the two men ran into the woods. They were found about a quarter of a mile away, where they barricaded themselves into a camper trailer on CC Road.

The suspects were engaged in a standoff with deputies, Hammond police and Louisiana State Police SWAT teams for several hours. At one point in the negotiation, 73-year-old Charlotte O'Reagan came out of the camper to talk with authorities, telling them to "come back tomorrow."

Eventually, law enforcement used a chemical agent to draw the three people out of the trailer, leading to their arrests around 2 a.m. Sunday.

They were charged with the following:

- James Loyd: accessory to attempted first-degree murder and resisting an officer by force or violence

- Thomas Loftis: attempted first-degree murder and injuring a police animal

- Charlotte O'Reagan: accessory to attempted first-degree murder

K9 Bella was taken to an animal hospital where she was treated for minor injuries. Deputies say the gunshot wound only affected soft tissue with no bone or tooth damage, and she's expected to make a full recovery.

The sheriff's office released the following statement Sunday morning:

"This incident could have ended much worse, and for that we are truly blessed that our deputies are safe and unharmed. K9 Bella also put her life on the line last night to protect her partner. She performed her duties flawlessly and took a suspect's bullet which may have been intended for one of our deputies. While we expect her to make a fully physical recovery, it's our hope she will also return to duty as some K9s are unable to do so after an injury involving gunfire. We love our K9s as members of the TPSO family and wish K9 Bella a speedy return to health."

BATON ROUGE - The state insurance commissioner says you can expect your homeowners insurance rate to increase, but by how much depends on the cost of Hurricane Ian damages in Florida.

"If it turns out to be as estimated right now, between $25 and 40 billion in insured losses, that would be a huge hit to the international reinsurance market place," Jim Donelon said.

Insurance agent Stephen Lovecchio says inflation of building materials is already causing an increase. He agrees next year's premiums will be higher than this year.

"There's only a finite amount of money for hurricane risk in the Gulf Coast region of North America, and I think Ian just took it all," he said.

There are only a handful of big, reinsurance companies worldwide. They cover natural disasters across the planet and they only have so much money reserved.

The companies we deal with here in Louisiana all buy their insurance from those global companies, and the cost of reinsurance is going up.

"They'll play the claim but they need to get their money back quick because they're waiting for the next one," Lovecchio said.

Lovecchio says Louisiana needs to incentivize private insurance companies to sell here. In the free market, competition drives down prices.

Also, all the lawsuits in Louisiana and Florida cost insurance companies money and tie up claims for years,

"We now have the highest property rates in the nation and we're not a rich state. A large percentage of peoples incomes go to pay for insurance to live in southeast Louisiana."